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Home Blockchain

What are crypto-backed mortgages, and how do they work?

by DigestWire member
March 30, 2025
in Blockchain, Crypto Market, Cryptocurrency
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What are crypto-backed mortgages, and how do they work?
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Crypto-backed mortgages allow you to secure a home loan using cryptocurrency as collateral. You can invest in real estate while holding your crypto.

Crypto-backed mortgages are a kind of loan where borrowers use their cryptocurrency holdings, such as Bitcoin (BTC) or Ether (ETH), as collateral to secure financing for real estate purchases. This approach allows you to access funds without selling your digital assets. By retaining crypto ownership, borrowers can still benefit from future price increases.

There are various types of crypto-backed mortgages: purchase mortgages, cash-out refinancing and bridge loans. 

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